The Risk of Under-Insurance for Clubs

Did you know that construction costs have risen 40% since 2019 and the sum insured for buildings in insurance policies will not usually automatically track this?

A number of clubs recently have faced significant challenges when claiming against buildings insurance to a significant gap between the sum insured and the cost of repairs/rebuilding.  Another common issue is exclusion of storm coverage and playing facilities (including nets).

We would recommend every club checks their cover is fit-for-purpose with their insurer or broker. 

The official ECB insurance provider, Howdens UK, are happy to field enquiries.